Terms of Service
Last updated: March 15, 2025
Agreement to Terms
By accessing or using the FinArq website or services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our website or use our services.
These Terms of Service constitute a legally binding agreement between you and FinArq regarding your use of our website and financial consulting services.
Services Description
FinArq provides financial consulting services, which may include investment portfolio architecture, tax efficiency planning, retirement planning, and business advisory services. The specific services provided will be determined by mutual agreement between FinArq and the client.
Our services are informational and advisory in nature. While we strive to provide accurate and beneficial financial guidance, we do not guarantee specific returns on investments or particular financial outcomes. Market conditions and other external factors may impact the effectiveness of our recommendations.
Client Responsibilities
As a client of FinArq, you are responsible for:
- Providing accurate and complete information relevant to your financial situation
- Promptly informing us of significant changes in your financial circumstances, objectives, or needs
- Making the final decision on implementing any recommendations
- Reviewing all documents and information provided to you
- Paying agreed-upon fees for services rendered
Professional Relationship
Our relationship with clients is governed by the highest standards of professionalism and ethics. We maintain the confidentiality of client information as outlined in our Privacy Policy.
The advisor-client relationship may be terminated by either party with written notice. Upon termination, any prepaid but unearned fees will be promptly refunded to the client, and any earned but unpaid fees will be due and payable.
Website Usage
The content on our website is provided for general information purposes only. While we strive to keep information accurate and up to date, we make no representations or warranties about the completeness, reliability, or accuracy of this information.
You agree not to:
- Use our website in any way that could damage, disable, or impair the site
- Use any automated means to access or collect data from our website
- Attempt to gain unauthorized access to any portions of the site
- Use our website to transmit any harmful code or materials
- Copy, modify, distribute, or reproduce content from our website without permission
Intellectual Property
All content, features, and functionality on our website, including text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of FinArq and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or use any content from our website without our prior written consent.
Limitation of Liability
To the fullest extent permitted by applicable law, FinArq shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or in connection with your access to or use of our website or services.
Our total liability for all claims related to these Terms shall not exceed the greater of the amount paid by you for our services during the six months preceding the event giving rise to the liability, or ₹50,000.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Mumbai, India.
Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on the website. Your continued use of our website or services following the posting of revised Terms constitutes your acceptance of the changes.
It is your responsibility to review these Terms periodically to stay informed of updates.
Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
Contact Information
If you have any questions about these Terms of Service, please contact us at:
FinArq
417 Elegance Tower, Bandra Kurla Complex
Mumbai, 400051
Phone: +91 7822 345 6789
Email: [email protected]